If you became incapacitated, who would make arrangements for your medical care and see that your wishes for treatment are carried out? Who would act on your behalf to pay bills, make bank deposits, watch over investments and deal with the paperwork that accompanies collecting insurance and government benefits? Preparing a few simple documents — a medical power of attorney and a durable power of attorney for finances — can ease these worries by ensuring that your affairs will stay in the hands of people that you trust. You name an “agent” to act on your behalf — but only upon your disability — and only if you need it.
